Owner Financing and Rent-to-Own for Agents

Many good buyers can’t get a bank loan, and many sellers have homes that sit. This 35-page guide shows licensed agents how to connect the two with seller financing, contract for deed, lease-option and lease-purchase deals, and how to stay inside the rules.

Inside:

• The four deal structures, with a side-by-side comparison table

• Your role as agent, and where your broker and attorney take over

• Finding sellers who may offer terms and buyers who need them

• Deal terms explained: price, down payment, rate, balloon, with worked payment examples

• Rent-to-own specifics: option fee, rent credits, upkeep

• Florida and federal rules to spot (Dodd-Frank, foreclosure, usury, taxes), flagged for attorney review

• Qualifying buyers, managing risk, documents, title, closing and servicing

• Defaults, foreclosure and exit plans

• Compliant marketing for terms listings

• Income paths with math (illustrations, not guarantees)

• Using AI agents safely in these deals

• 9 ready-to-use templates and a 90-day plan

For licensed agents, new agents, and brokers building a terms desk. Educational only; not legal, tax, lending or licensing advice. Confirm every deal with your broker and a real estate attorney.

The Dodd-Frank and Florida foreclosure points come from two Florida law-firm overviews, not the statutes. The book tells agents to confirm usury, tax and contract-for-deed rules with an attorney